About Dr. Dave Schalow
Why I Can Help You
It's not what you think. It's not the degrees, the credentials, the money, or the positions I've held.
It's where I started and what I've been through, prior to achieving the success I've had in my career, finances, and businesses.
Choose your mentors carefully. You're looking for people who have been where you are and achieved the results you're looking for.
Started Broke: My Dad had Multiple Sclerosis and was 100% paralyzed. Mom had to stay home to take care of him. Only income was a small disability benefit from Army because he was a WWII vet. They raised 3 boys on a few hundred a month. Neither graduated high school. (Not sure how they did it!)
No Connections: All relatives were farmers or factory workers in a small town in Central Wisconsin
No Confidence: Used to pray for a car accident on way to high school if I had a speech to give. Didn't want to die, just have a good excuse not to do the speech!!
Not Popular in High School: Never went to prom. Never lettered in a sport.
1.6 GPA as Freshman in College: Not dumb, just unmotivated. Majored in Beer, Basketball, and Girls!
Ended with 2.74: You never really recover from a 1.6 GPA for a year!
Turned Down for All Jobs I Really Wanted on Graduation: Nobody was really impressed with the 2.74 GPA.
Fired from 1st Sales Job after Graduation: Boss was a jerk! I'll bet you understand.
Applied for MBA at UW-Madison: With my earlier GPA they virtually laughed at me. Turned me down 3 times!
Threatened with Being Fired on Next Two Jobs: Knew it was coming, so I quit first. I showed them!!
Then I Finally Figured it Out!
"Success is Easier than Failure"
Finally Got Accepted into MBA: Learned persistence, and sales skills to sell myself in!
PhD in Finance: 3.9+ GPA. Still feel bad it wasn't a 4.0.
Recruited by Over 100 Major Universities: It was like being a H.S. basketball player who averaged 30 PPG and 20 rebounds being recruited by college programs all over the country.
Got the Exact Job I Wanted: Back to my home state of Wisconsin.
Switched Jobs for More Money at Least 5 Times: Always had my resume updated, and ready to go!
Many Professional Designations: Chartered Life Underwriter (CLU), Chartered Financial Consultant (ChFC), Chartered Financial Analyst (CFA), Certified Financial Planner (CFP) {Believe it or not I Learned to like taking exams}
Taught Business at Major Universities for 35+ Years: Investments, Financial Planning, Marketing, Sales, Insurance, Real Estate, Entrepreneurship, Leadership
Top of the Food Chain: Rose to Full Professor with Tenure at two different universities. Also, Chair of Accounting and Finance department.
Served on Many Corporate Boards: One has assets under management of over $150 Billion Dollars.
Teaching, Business, and Life Outside Work
PhD, CLU, ChFC, CFA, CFP
PhD Finance: Understand How Money Works
Emeritus Professor of Finance: 35+ Years Teaching Professional Success at Major Universities
Courses Taught: Investments, Financial Planning, Real Estate, Sales, Marketing, Corporate Finance, Entrepreneurship, Leadership and More...
Professional Credentials: CLU, ChFC, CFA, CFP, more...
Business Ownership: Real Estate Investment, Real Estate Brokerage, Mortgage Brokerage, Insurance Agency, Consulting, Speaking
Board Memberships ($150+ Billion Assets Under Management)
Author: Real Estate Textbook, Numerous Professional Journal Articles
Top of Food Chain: Full Professor With Tenure (Twice)/Former Chair Accounting & Finance
Personal: Married 50+ Years, Two Successful Children (Six Figure Earners/Graduate Degrees), Seven Awesome Grandchildren
Horses: Own 11, Used to be 50+ (Maybe I'm Not So Smart After All)